We offer a wide variety of checking accounts and checking services. Let us set the account that is just right for you.

Personal Checking

Our Personal Checking account offers unlimited check writing and no maintenance fee as long as $10,000 is kept in the account. Open an account with us today.

  • Minimum opening deposit of $100
  • No monthly maintenance fee if a balance of $10,000 or more is maintained
  • Monthly maintenance fees differ depending on balance range
  • If the daily balance falls within one of the following balance tiers on any given day within a statement cycle, the monthly maintenance fees will be as follows:

    Balance Tier

    Maintenance Fee

    $        .00 to $   499.99

    $12.00

    $   500.00 to $   999.99

    $  6.00

    $ 1,000.00 to $9,999.99

    $  1.00

  • Unlimited check writing
  • Unlimited free ATM withdrawals at any Washington State Bank ATM 

Senior Citizens Checking

Our Senior Citizens Checking account will allow you the freedom to write unlimited checks and not pay a maintenance fee. Limit one account per customer.

  • Minimum opening deposit of $100
  • Shall be age 65 and over and have a direct deposit into the account
  • No monthly maintenance fee
  • First 50 checks ordered at no cost 

Student Checking

Our Student Checking account will allow you to have a checking account with no maintenance fee.  Limit one account per customer.

  • Minimum opening deposit of $100
  • Shall be an unmarried full time student
  • No monthly maintenance fee
  • Must provide current student ID at time of opening and update annually in January
  • First 50 checks ordered at no cost 

Economy Checking

Our Economy Checking account will allow you to have a checking account with a low maintenance fee.

  • Minimum opening deposit of $100
  • $3.00 monthly maintenance fee
  • The first three withdrawals or transfers in any statement cycle are free, each over 3 is $.35
  • First 50 checks ordered at no cost  

Elite Checking

Our Elite Checking account offers accidental death/dismemberment coverage in addition to the services of a checking account.

  • Minimum opening deposit of $100
  • Accidental death/dismemberment coverage ranging from $10,000 to $30,000 for single and joint account holders   
  • $1500 coverage for each dependent with the $30,000 coverage
  • Unlimited check writing
  • Two boxes of club checks free per year
  • Bank money orders are 50% off
  • Monthly maintenance fee is based on insurance coverage requested by the customers: 
  • Basic Plan – $  9.00
    Personal Plan – $10.00
    Family Plan – $11.00

  • Monthly maintenance fee will be reduced by 50% if you maintain a minimum daily balance of $2,000

Money Market Account

Have you ever considered saving some of the money in your checking account, but still wanted some of the convenience of a checking account.  Our Money Market Account offers a great way for you to save money and earn interest, too.

  • Minimum opening deposit of $2,500
  • Earn interest as long as there is $2,500 in the account
  • Based on federal regulation, six transactions per cycle are permitted.  Other restrictions may apply.
  • No monthly maintenance fee with a daily balance of $2500 or more
  • Monthly maintenance fee of $10.00 will be assessed if the daily balance falls below $2,500 on any day during a statement cycle